Rewafin AI Platform

Three products.
One connected lending platform.

Rewafin brings LOS, LMS and ERP together on one AI-native platform — connecting origination, loan servicing and enterprise operations so lenders can move faster without adding more disconnected systems.

Up to 50% Reduction In CapEx & OpEx
AI-native Intelligence across the platform
Compliance By design

Rewafin LOS
Turn demand into disbursals, faster.

Origination pipelineTODAY
Lead128
KYC96
Credit71
Sanction54
Credit decisionAUTO
Risk score742
  • Pass
  • Pass
  • Flag
  • Pass
KYC recordGEOTAGGED
  • Aadhaar
  • PAN
  • Video KYC
  • FI visit
  • Dedupe

Capture every opportunity in one pipeline

Bring leads from branches, DSAs, web, mobile and partner channels into a common application journey — with customer information and documents carried forward through the process.

  • Multi-channel lead capture
  • Customer onboarding & eKYC
  • DSA & partner sourcing
  • Document collection & verification

Make credit decisions with confidence

Bring bureau data, verification, financial inputs and lending policy into one decision workspace — helping credit teams assess applications consistently while identifying deviations that require attention.

  • Multi-bureau integration
  • Business Rules Engine
  • Credit scorecards & policy checks
  • Deviation & approval workflows

Move approved cases to disbursal

Carry applications through credit approval, sanction conditions, documentation and disbursement readiness without losing visibility between teams.

  • Credit committee & sanction workflow
  • Approval matrices
  • eSign, eStamp & document management
  • Disbursement readiness

Rewafin LMS
Keep every live loan accurate and performing.

EMI schedule NACH · UPI
  • Apr₹18,400paid
  • May₹18,400paid
  • Jun₹18,400paid
  • Jul₹18,400paid
  • Aug₹18,400due
Collections routingLIVE
₹4.2 Crdue today
86%auto-debit
214on field
Early warningSMA · NPA
  • SMA-1
  • SMA-2

Keep the loan book accurate, every day

Maintain balances, repayment schedules, interest, fees and account changes in one servicing layer so operations teams always know where every account stands.

  • Loan account management
  • Repayment schedules
  • Interest, fees & charges
  • Account-level transactions

Make repayments predictable

Manage repayment rails and receipt processing in one place, with clear visibility into presentations, allocations, reversals and exceptions.

  • NACH & eMandates
  • UPI AutoPay
  • Repayment processing
  • Receipt allocation & reconciliation

Handle servicing changes with control

Manage events such as part-payments, foreclosure, restructuring, waivers and customer-service requests through traceable workflows rather than offline interventions.

  • Part-payment & foreclosure
  • Restructuring & rescheduling
  • Waivers & account adjustments
  • Customer service & grievance workflows

Rewafin ERP
Run the institution behind the loan book.

ReconciliationAUTO-MATCHED
99.4%matched
12exceptions
3 minto close
  • Matched
  • Matched
  • Review
Regulatory filingsTHIS QUARTER
  • Filed
  • Filed
  • Filed
  • Due 30 Sep
Returns automated18/19
Ask the portfolioAI
4 centresflagged
₹62 Lat risk
9 rowscited

Close faster. See the numbers sooner.

Manage corporate books, journals, payables, fixed assets and statutory finance in one controlled accounting environment.

  • Corporate accounting
  • Journal approvals & payables
  • Fixed assets
  • GST, TDS & statutory accounting

Run people operations without the admin drag

Manage employee records, attendance, leave and payroll through connected workflows that give HR and leadership a clearer view of the organisation.

  • HRMS & employee records
  • Attendance & leave
  • Payroll processing
  • Recruitment & background verification

Strengthen governance across the institution

Bring board processes, statutory records, mandatory learning and confidential case workflows into structured, auditable processes.

  • Board & committee management
  • Company secretarial
  • Learning & certification
  • POSH & whistleblower workflows

AI-Intelligence across the lending lifecycle

Rewafin doesn’t treat AI as a separate destination. Intelligence works inside the workflows used by credit, servicing and enterprise teams — helping surface risk, exceptions and opportunities earlier.

Credit intelligence

Bring application, bureau, policy and financial signals together to help credit teams assess risk, understand deviations and prepare decisions with greater consistency.

AI-assisted underwriting · Application summaries · Risk signals · Policy-aware recommendations

Operations intelligence

Surface servicing breaks, unusual account activity and workflow bottlenecks so teams spend less time searching and more time resolving.

Exception detection · Operational summaries · Bottleneck signals · Workflow recommendations

Portfolio & recovery intelligence

Use portfolio signals to identify accounts requiring attention and help recovery teams prioritise actions across delinquency stages.

Early-warning signals · Account prioritisation · Next-best-action guidance · Collection intelligence

One continuous flow, end to end.

01

Capture

Leads flow in from web, app and agents into a single origination pipeline.

02

Verify

e-KYC, bureau pulls and bank-statement analysis run automatically.

03

Decide

The rule engine applies your credit policy and recommends a decision.

04

Sanction

Clean cases sail through straight-through; exceptions route for review.

Connects to the rails you already run on.

API-first by design — Lending OS slots into your existing stack instead of replacing it.

CIBIL Experian Equifax CRIF UIDAI e-KYC NSDL Perfios DigiLocker

Frequently asked questions

Want to understand how Rewafin would fit your institution? Here are some of the questions lending teams typically ask first.

Rewafin is designed as a modular platform. Institutions can adopt the capabilities relevant to their operating model while keeping them connected within the broader Rewafin ecosystem.

Ready to run lending on
one intelligent platform?

See how Rewafin brings LOS, LMS and ERP together with connected collections, intelligence and platform capabilities — helping your teams move faster, operate with greater control and scale without adding more system complexity.