Automate income verification, credit underwriting, e-mandate setup, and instant payouts on one unified lending platform.
Cut application to disbursal time to minutes with instant eKYC, real-time bureau pulls, and automated rule-engine underwriting.
Unify borrower KYC, cash-flow analysis, FOIR limits, and credit policy checks in one guided workflow.
Track every application funnel, sanction status, mandate health, and repayment schedule across channels from one place.
01 Borrower Onboarding & eKYC
Verify digital or assisted borrowers in seconds with Aadhaar eKYC, CKYC lookup, PAN validation, live selfie liveness checks, and cross-product deduplication.
02 Income & Cash-Flow Assessment
Fetch consented bank statements via Account Aggregator (AA), ITR filings, and digital payslips to analyze cash flows, obligations, and bounce history automatically.
03 Bureau Pull & Automated Underwriting
Run real-time credit bureau checks and Business Rule Engine (BRE) scorecards to calculate FOIR, risk-based pricing, and max loan eligibility across EMI or flexi-loan schemes.
04 Instant Sanction & Digital Agreement
Generate multi-language Key Facts Statements (KFS), APR disclosures, and sanction letters with quick Aadhaar eSign or OTP-based borrower sign-off.
05 Account Verification & e-Mandate Setup
Validate borrower bank accounts via instant penny-drop and register automated repayment mandates through eNACH or UPI Autopay before payout release.
06 Instant Verification & Disbursal
Trigger real-time payouts across IMPS, NEFT, or RTGS with automated processing fee, broken-period interest, and insurance deductions alongside live ledger posting.
07 Servicing, Top-Ups & Closure
Manage EMI presentations, part-prepayments, pre-approved top-up offers, automated DPD collection alerts, bounce recovery workflows, and instant NOC generation.
Capture and organize application information with less manual effort.
Collect, extract and verify customer documents as part of the application workflow.
Route applications through configured approval rules, exceptions and documentation workflows.
Bring customer, financial and credit information together to assess eligibility against configured lending policies.
Manage active loans, repayments, collections and account activity beyond disbursement.
Capture, assess and move applications through configured workflows.
Manage active loans, repayments and customer servicing.
Run accounting, payroll and governance on your lending core.
Drive better recoveries with intelligent workflows.
Run partner lending, split disbursements and daily settlement in one place.
Bring lending data together for better visibility and decision support.
Enforce policy rules and produce regulatory returns from live data.
Launch and scale lending products faster with configurable workflows and lower operational overhead.
Modernize lending across retail, SME and corporate segments with a secure, scalable platform.
Add a modern lending layer alongside your core banking system, keeping customer and account systems connected.
Deliver high-volume, low-ticket lending with simple, intuitive workflows designed for field and branch teams.
Underwrite housing loans with property, income and verification checks in one connected workflow.
Unify member share capital, deposit-linked loans, surety tracking and daily or pigmy collections in one connected workflow.
Bring the data, services and systems behind your personal lending operation together through a connected ecosystem.
Credit bureaus
Banking & payments
Still unsure? Our lending specialists are happy to walk through the specifics for your institution.
Talk to our teamRewafin connects lead capture, application processing, KYC, document verification and credit assessment within a configurable origination workflow.
Yes. Approval rules, exceptions and documentation workflows are configurable, so the journey follows your own personal lending policy.
Yes. Applications can be captured across branches, web, mobile and assisted channels in a single pipeline.
Customer information and required documents are collected, extracted and verified as part of the application workflow.
See how Rewafin can connect your personal loan operations from application to repayment.
