Automate SKU validation, No-Cost EMI subvention matching, instant Delivery Orders, and dealer settlements on one unified lending platform.
Cut retail walk-in to billing time to minutes with instant eKYC, one-click bureau pulls, and automated OEM scheme matching.
Unify borrower eligibility, manufacturer/dealer subvention grids, advance EMI rules, and IMEI device locking in one guided workflow.
Track every Delivery Order, dealer payout batch, tax invoice upload, and mandate status across partner retail stores from one place.
01 In-Store Onboarding & eKYC
Verify retail walk-in or digital shoppers in seconds with Aadhaar eKYC, CKYC lookup, PAN validation, live photo capture, and existing EMI card or cross-store deduplication.
02 SKU Scanning & IMEI Capture
Scan appliance barcodes or smartphone IMEI and serial numbers at the counter to validate approved OEM product catalogs, price caps, and dealer quotes.
03 Bureau Pull & Subvention Matching
Run real-time credit bureau and BRE scorecard checks to calculate eligibility across No-Cost EMI, low-cost, or step-up schemes (e.g., 8/0, 10/2, 12/4) using live OEM and dealer subvention grids.
04 Instant Sanction & Digital Agreement
Generate multi-language Key Facts Statements (KFS), APR disclosures, and sanction letters at the checkout desk with quick OTP or Aadhaar eSign borrower sign-off.
05 Mandate Setup, Down Payment & Device Locking
Register instant repayment mandates via UPI Autopay or eNACH, log down-payment and advance EMI receipts, and enroll financed smartphones in automated MDM device-locking guardrails.
06 Delivery Order & Instant Dealer Settlement
Release digital Delivery Orders (DO) for immediate customer handover and trigger automated dealer payouts via IMPS, NEFT, or RTGS—net of Manufacturer/Dealer Buy Down (MBD/DBD), upfront EMIs, and processing fees—with live ledger posting.
07 Invoice Verification, Servicing & Closure
Validate uploaded dealer tax invoices against IMEI records, manage EMI collections and automated remote device lock/unlock alerts for overdue accounts, unlock pre-approved EMI card limits, and issue instant digital NOCs upon closure.
Capture and organize application information with less manual effort.
Collect, extract and verify customer documents as part of the application workflow.
Route applications through configured approval rules, exceptions and documentation workflows.
Bring customer, financial and credit information together to assess eligibility against configured lending policies.
Manage active loans, repayments, collections and account activity beyond disbursement.
Capture, assess and move applications through configured workflows.
Manage active loans, repayments and customer servicing.
Run accounting, payroll and governance on your lending core.
Drive better recoveries with intelligent workflows.
Run partner lending, split disbursements and daily settlement in one place.
Bring lending data together for better visibility and decision support.
Enforce policy rules and produce regulatory returns from live data.
Launch and scale lending products faster with configurable workflows and lower operational overhead.
Modernize lending across retail, SME and corporate segments with a secure, scalable platform.
Add a modern lending layer alongside your core banking system, keeping customer and account systems connected.
Deliver high-volume, low-ticket lending with simple, intuitive workflows designed for field and branch teams.
Underwrite housing loans with property, income and verification checks in one connected workflow.
Unify member share capital, deposit-linked loans, surety tracking and daily or pigmy collections in one connected workflow.
Bring the data, services and systems behind your consumer durable lending operation together through a connected ecosystem.
Credit bureaus
Banking & payments
Still unsure? Our lending specialists are happy to walk through the specifics for your institution.
Talk to our teamRewafin connects lead capture, application processing, KYC, document verification and credit assessment within a configurable origination workflow.
Yes. Approval rules, exceptions and documentation workflows are configurable, so the journey follows your own consumer durable lending policy.
Yes. Applications can be captured across branches, web, mobile and assisted channels in a single pipeline.
Customer information and required documents are collected, extracted and verified as part of the application workflow.
See how Rewafin can connect your consumer durable loan operations from application to repayment.
