Unified AI-native platform for every stage of lending.

Rewafin brings LOS, LMS, Collections and ERP together in one modular platform for NBFCs, MFIs and co-operative banks — helping lenders originate faster, service smarter, recover better and operate with compliance built in.

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One platform · Three engines of lending. AI-Native.

Loan Origination System

Turn demand into disbursals, faster.

Capture leads across branches, partners, web and mobile. Automate KYC, bureau checks, underwriting and approvals — so more applications move from intent to sanction with less friction.

Explore LOS
Origination pipelineTODAY
Lead128
KYC96
Credit71
Sanction54
Loan Management System

Keep every loan performing.

Run repayments, mandates, schedules, charges, customer servicing and account changes from one system of record — with real-time visibility across your entire live loan book.

Explore LMS
Credit decisionAUTO
Risk score742
  • Pass
  • Pass
  • Flag
  • Pass
  • Pass
Enterprise Resource Planning

Run the institution behind the lending.

Bring finance, payroll, governance, training and enterprise operations onto one connected back-office layer — giving leadership tighter control without adding more disconnected systems.

Explore ERP
Early warningAI
  • Watch
  • Watch

Operate smarter. Lend more efficiently.

Up to 50% lower CapEx & OpEx

Replace fragmented lending systems with one modular platform across LOS, LMS, Collections and ERP — reducing technology overhead, duplicated workflows and operational complexity.

One platformConnected lending lifecycle
Shared data layerFewer silos and hand-offs
Configuration-firstScale without rebuilding

AI built into the core

AI works across credit, servicing and operations — analysing risk, surfacing anomalies and helping teams make faster, more consistent decisions.

Smarter credit decisions

Use historical and real-time data to strengthen underwriting, predict risk and recommend suitable platform and pricing for each applicant.

Workflows that keep learning

Predictive intelligence identifies bottlenecks and helps optimise approval, servicing and operational workflows as business conditions change.

Compliance by design

Role-based controls, secure records, audit trails and AI-assisted monitoring help teams spot exceptions early and stay ready for regulatory scrutiny.

Built for the way
lenders actually operate.

Microfinance
Institutions

Run group and JLG lending, field verification, centre operations and collections through workflows designed for high-frequency, low-ticket portfolios.

  • Group, JLG & centre management
  • Field-first onboarding & verification
  • Cash + digital collections
  • Centre & branch portfolio visibility
Origination pipeline
Lead128
KYC96
Credit71

NBFCs

Originate, service and manage multiple loan platform across branches, partners and digital channels — with configurable credit policies, portfolio controls and enterprise workflows.

  • Multi-product lending
  • Branch + digital + partner channels
  • Configurable credit & approval policies
  • Portfolio, servicing & management visibility
Co-lending split
Partner share80:20
  • Synced
  • Synced
  • Queued

Co-operative
Banks

Add a modern lending layer alongside your core banking system — bringing origination, servicing and credit workflows together while keeping customer and account systems connected.

  • CBS-connected lending operations
  • Branch-led origination & servicing
  • Unified borrower and loan workflows
  • Designed for multi-branch banking environments
Branch portfolio
  • Filed

Rewafin LOScore capabilities

Origination pipelineTODAY
Lead128
KYC96
Credit71
Sanction54
Credit decisionAUTO
Risk score742
  • Pass
  • Pass
  • Flag
  • Pass
KYC recordGEOTAGGED
  • Aadhaar
  • PAN
  • Video KYC
  • FI visit
  • Dedupe

Turn every lead into a complete application.

Bring applications from branches, DSAs, web, mobile and partner APIs into one origination flow — with KYC, documents and verification built into the journey.

  • Multi-channel lead capture
  • eKYC & customer onboarding
  • Document collection & verification
  • DSA & partner sourcing

Underwrite faster. Stay true to policy.

Combine bureau data, financial inputs, verification and configurable credit rules in one decision workspace — helping teams assess risk consistently and act on exceptions quickly.

  • Multi-bureau integration
  • Business Rules Engine
  • Credit scorecards & policy checks
  • Deviation & approval workflows

From sanction to disbursal, in one connected flow.

Carry approved applications through sanction conditions, documentation, e-sign and disbursement readiness — with complete visibility into what is pending and what is cleared.

  • Credit committee & sanction workflow
  • eSign, eStamp & document management
  • Pre-disbursement condition tracking
  • Disbursement readiness & hand-off to LMS

Rewafin LMScore capabilities

EMI scheduleNACH · UPI
  • Apr₹18,400paid
  • May₹18,400paid
  • Jun₹18,400paid
  • Jul₹18,400paid
  • Aug₹18,400due
Collections routingLIVE
₹4.2 Crdue today
86%auto-debit
214on field
Early warningSMA · NPA
  • SMA-1
  • SMA-2

Keep the loan book accurate, every day.

Manage schedules, balances, interest, charges, transactions and account changes in one servicing layer — so operations teams always know exactly where every loan stands.

  • Loan account & repayment schedules
  • Interest, fees & charge management
  • Transaction & receipt allocation
  • Real-time account position

Keep money moving, without the manual follow-ups.

Manage NACH, eMandates, UPI and other repayment rails from one place, with automated presentation, allocation and reconciliation across the portfolio.

  • NACH, eMandate & UPI AutoPay
  • Automated repayment processing
  • Receipt allocation & reconciliation
  • Payment reversals & adjustments

Adapt the loan. Preserve the audit trail.

Manage part-payments, foreclosure, restructuring, waivers and customer requests through controlled workflows — with approvals, recalculations and accounting impacts captured end to end.

  • Part-payment & foreclosure
  • Restructuring & rescheduling
  • Waivers & account adjustments
  • Customer service & grievance workflows

Rewafin ERPcore capabilities

ReconciliationAUTO-MATCHED
99.4%matched
12exceptions
3 minto close
  • Matched
  • Matched
  • Review
Regulatory filingsTHIS QUARTER
  • Filed
  • Filed
  • Filed
  • Due 30 Sep
Returns automated18/19
Ask the portfolioAI
4 centresflagged
₹62 Lat risk
9 rowscited

Close faster. See the numbers sooner.

Run corporate accounting, journals, payables, fixed assets, tax and statutory finance from one connected back-office layer — with fewer manual reconciliations and clearer financial control.

  • Corporate accounting & general ledger
  • Journal approvals & payables
  • Fixed assets & statutory accounting
  • GST, TDS & financial reporting

Payroll, people and policies — in one flow.

Manage employee records, attendance, payroll, leave and workforce administration from a single system — giving HR and leadership a cleaner view of the organisation.

  • HRMS & employee records
  • Attendance, leave & payroll
  • Recruitment & background verification
  • Performance & workforce administration

Stay organised. Stay accountable.

Bring board processes, statutory registers, mandatory training and confidential case workflows into structured, auditable processes — so governance does not depend on spreadsheets and follow-ups.

  • Board & committee management
  • Company secretarial & statutory registers
  • Learning & certification tracking
  • POSH & whistleblower workflows

AI that works inside
the lending lifecycle.

Ready to run lending on
one intelligent platform?

See how Rewafin brings LOS, LMS, Collections and ERP together to help your teams move faster, operate with greater control and scale without adding more system complexity.

Book a live demo Watch the 2-min overview