Products • Loan Origination System

Capture Leads. Automate Underwriting. Disburse in Minutes.

Turn borrower inquiries into sanctioned loans without switching tools. Built-in lead management, instant bureau pulls, and automated credit decisioning for modern lenders.

  • Multi-channel capture
  • Bureau & e-KYC built in
  • Configurable credit engine

Built to move
lending forward.

Built-In Lending CRM

Stop losing high-intent borrowers in spreadsheets and disconnected CRMs. Automatically ingest leads from ads, web forms, and call centers, deduplicate records against your existing customer base, and route them to the right relationship manager in seconds.

Automated Underwriting & Policy Engine

Eliminate manual data crunching with zero-touch underwriting. Automatically ingest and analyze GST, ITR, and bank statements to calculate FOIR, cash flow health, and risk scores in seconds.

Close Sanctions Paperlessly and Disburse Without Re-Keying

Move from credit approval to disbursement without manual paperwork. Generate compliant loan kits automatically and push verified borrower profiles straight into your Loan Management System.

< 48hAvg. Sanction Time
35–40%Lower Origination OpEx
12+Channels Unified
0Re-Keying Between Systems

See lending move
from lead to sanction.

A quick look at how Rewafin simplifies the entire loan origination journey.

Loan Origination System (LOS) pipeline overview

AI that works inside
the lending workflow.

Everything your origination
team needs.

Lead Management

Capture every lead, pre-qualify in seconds.

Capture leads from web, mobile, DSAs, and field apps in one pipeline—filtering out duplicates and policy mismatches before underwriting begins.

  • Web, DSA, API & field app intake
  • Real-time dedupe & blacklist checks
  • Instant soft-bureau pre-screening
  • AI conversion & propensity scoring

Document Management

Extract, verify and authenticate—with zero manual entry.

Automatically parse KYC, bank statements, GST, and ITR filings with high-precision OCR while flagging tampered files and data mismatches in real time.

  • Bank statement, GST & ITR parsing
  • AI OCR with tamper & fraud detection
  • Cross-document mismatch alerts
  • CKYC, DigiLocker & AA vault

Application Management

One live borrower view from intake to sanction.

Manage borrowers, co-applicants, field verifications (PD/FI), and legal or valuation vendors in one workspace with real-time status and audit logs.

  • 360° borrower & co-applicant file
  • Field PD, FI & vendor coordination
  • Assisted drop-off recovery queues
  • RBI-ready audit trail & version logs

Credit & Risk Checks

Underwrite with precision in minutes, not days.

Triangulate multi-bureau pulls, cash flows, and internal credit policies inside a no-code rule engine to generate automated CAMs and instant decisions.

  • One-click automated CAM generation
  • Bureau, GST & cash-flow triangulation
  • No-code BRE & custom scorecards
  • Explainable AI risk & deviation flags

Workflow Automation

Zero bottlenecks from credit approval to LMS handover.

Route policy deviations through multi-tier approval matrices, enforce strict TAT SLAs, and trigger digital KFS, e-Sign, and LMS push automatically.

  • Dynamic STP & NSTP routing
  • Multi-tier deviation & approval matrix
  • Real-time SLA breach escalations
  • Automated KFS, e-Sign & LMS handoff

Built for every
lending institution.

One platform.
Every lending journey.

Connects to the lending rails you already run on.

API-first by design — pre-integrated with 50+ India Stack, bureau, and financial data rails so our LOS slots directly into your Core Banking and LMS without rip-and-replace.

Credit bureaus and Identity

TransUnion CIBILExperianEquifaxCRIF High MarkCKYCDigiLocker & AA

Financials, Mandates & Core Banking

Perfios BSA & GSTNe-NACH & UPI AutoPayPenny Drop & e-SignCore Banking & LMS APIs

Frequently
asked questions

Still unsure? Our lending specialists are happy to walk through the specifics for your institution.

Talk to our team

CIBIL, Experian, Equifax and CRIF for bureau pulls, plus Aadhaar/PAN e-KYC and video KYC through NSDL and UIDAI — all built in, no extra integration work.

Ready to upgrade your lending core?

Book a live walkthrough with our ERPNext consultants and see it running against your own product and policy.