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Why Your Loan Book and General Ledger Never Reconcile, and How to Fix It
The usual reasons a loan book and the general ledger drift apart, and how to close the gap.
7 October, 2026Read Article
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Perspectives on
lending operations.
Deep dives into regulation, technology and credit operations for financial institutions across India.
Latest Blogs
The Hidden Cost of Running Separate LOS, LMS, Collections and Accounting Systems
Where separate systems quietly add cost: re-keying, reconciliation, delays and gaps in the audit trail.
30 September, 2026
Why Banks Are Moving Retail and MSME Lending Off the Core Banking System
Why banks are running retail and MSME lending on a dedicated platform that stays connected to the core.
25 September, 2026
Loan Management Software for NBFCs: Features That Matter and Ones That Don't
Which loan management features NBFC teams use every day, and which ones mostly add to the price.
21 September, 2026
How to Choose a Loan Origination System: 12 Questions Before You Sign
A practical checklist to put to every vendor before you commit to a loan origination system.
15 September, 2026
LOS vs LMS: What Each Does and Where Lenders Draw the Line Wrong
A clear split between origination and loan management, and the hand-offs where lenders most often lose time and data.
11 September, 2026
RBI Co-Lending Directions in Practice: Blended Rates, 5% DLG and Next-Day Data Sharing
What the co-lending directions mean day to day for blended pricing, default loss guarantees and data sharing between partners.
7 September, 2026ECL from April 2027: What Banks Must Fix in Their Loan Systems Now
Expected credit loss provisioning changes what a loan system has to record and calculate. Here is what banks should fix first.
2 September, 2026
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