Automate land record verification, Scale of Finance calculation, interest subvention, and seasonal credit limits on one unified lending platform.
Cut branch or field-assisted onboarding to sanction time to minutes with instant eKYC, digital land record pulls, and automated Scale of Finance matching.
Unify farmer KYC, GIS farm-boundary mapping, seasonal cropping patterns, and multi-year KCC drawing power guardrails in one guided workflow.
Track every state revenue charge noting, PMFBY crop insurance enrollment, interest subvention claim, and harvest-linked repayment across rural branches from one place.
01 Farmer Onboarding & eKYC
Verify walk-in or doorstep farmers in seconds with Aadhaar eKYC, PAN or Voter ID validation, AgriStack Farmer ID lookup, geo-tagged live photo capture, and cross-branch deduplication.
02 Land Record & GIS Crop Verification
Fetch live state Record of Rights (7/12 extract, Khasra-Khatauni, Bhu-Naksha) to validate clear land ownership, tenancy, irrigation sources, and satellite or GIS farm polygons.
03 Scale of Finance & Limit Structuring
Sync District Level Technical Committee (DLTC) Scale of Finance grids across Kharif, Rabi, and Zaid crops—alongside allied dairy/poultry working capital and farm maintenance—to compute 5-year KCC limits with automated 10% annual escalations.
04 Instant Sanction & Crop Insurance (PMFBY)
Generate vernacular Key Facts Statements (KFS), sanction letters, and hypothecation agreements with quick biometric eSign or OTP sign-off, paired with automated PMFBY crop insurance premium calculation.
05 Lien Noting & RuPay KCC Issuance
Log digital land charge creation (mutation/revenue portal lien) or standing-crop hypothecation, set season-wise drawing power, and trigger instant RuPay Kisan Credit Card issuance.
06 Instant Verification & Seasonal Disbursal
Verify farmer bank accounts via penny-drop and enable revolving cash-credit drawdowns or term payouts across UPI, IMPS, NEFT, AePS, or RuPay PoS/ATM channels with live ledger posting.
07 Subvention, Harvest Servicing & Renewal
Automate Modified Interest Subvention Scheme (MISS) and Prompt Repayment Incentive (PRI) rebates, align bullet or seasonal dues with harvest and Mandi cycles, and manage annual crop reviews or 5-year KCC renewals effortlessly.
Capture and organize application information with less manual effort.
Collect, extract and verify customer documents as part of the application workflow.
Route applications through configured approval rules, exceptions and documentation workflows.
Bring customer, financial and credit information together to assess eligibility against configured lending policies.
Manage active loans, repayments, collections and account activity beyond disbursement.
Capture, assess and move applications through configured workflows.
Manage active loans, repayments and customer servicing.
Run accounting, payroll and governance on your lending core.
Drive better recoveries with intelligent workflows.
Run partner lending, split disbursements and daily settlement in one place.
Bring lending data together for better visibility and decision support.
Enforce policy rules and produce regulatory returns from live data.
Launch and scale lending products faster with configurable workflows and lower operational overhead.
Modernize lending across retail, SME and corporate segments with a secure, scalable platform.
Add a modern lending layer alongside your core banking system, keeping customer and account systems connected.
Deliver high-volume, low-ticket lending with simple, intuitive workflows designed for field and branch teams.
Underwrite housing loans with property, income and verification checks in one connected workflow.
Unify member share capital, deposit-linked loans, surety tracking and daily or pigmy collections in one connected workflow.
Bring the data, services and systems behind your agricultural lending operation together through a connected ecosystem.
Credit bureaus
Banking & payments
Still unsure? Our lending specialists are happy to walk through the specifics for your institution.
Talk to our teamRewafin connects lead capture, application processing, KYC, document verification and credit assessment within a configurable origination workflow.
Yes. Approval rules, exceptions and documentation workflows are configurable, so the journey follows your own agricultural lending policy.
Yes. Applications can be captured across branches, web, mobile and assisted channels in a single pipeline.
Customer information and required documents are collected, extracted and verified as part of the application workflow.
See how Rewafin can connect your agri & kisan credit loan operations from application to repayment.
